If you are feeling overwhelmed by the constant barrage of phone calls and letters being sent by debt collectors, you are not alone. In fact, Congress has recognized that “[t]here is abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors. Abusive debt collection practices contribute to the number of personal bankruptcies, to marital instability, to the loss of jobs, and to invasions of individual privacy.” 15 U.S.C. §1692(a).
If you feel that you are being harassed by constant phone calls from a debt collector, which typically includes anyone other than the original creditor, it is important to contact an attorney to make sure your rights are not being violated.
If you have received a letter or phone call from a debt collector for the first time claiming that you owe money, you can act fast to force them to verify the debt. You also have the right to tell them to stop calling you. If they refuse, they may have violated your legal rights.
If you have questions or believe your rights have been violated, you can call (330) 244-4200 or email firstname.lastname@example.org to set up a free 30 minute appointment to discuss your situation with Attorney Tyler Kahler.